The disability claims process is complicated, and you know that many claims first come back denied. If you believe that you may have a valid claim, you may still feel daunted by the prospect of a long and arduous claims process. One of the first steps you can take is to find out if you truly have a claim before you move forward.
In order to qualify for either Social Security Disability Insurance benefits or Supplemental Security Income, an applicant must have a legitimate disability. The Social Security Administration has strict rules regarding what types of physical and mental issues qualify as a legitimate disability.
The definition of disability, according to the SSA
The Social Security Administration holds a very strict definition of disability. If you do not meet these criteria, you will not be able to claim disability benefits. In order for you to meet the standards of disability according to the SSA, the following must apply to your situation:
- You are not able to work as you did before your accident or the onset of your illness.
- You are not able to find alternate employment because of your disability.
- Your injuries or illness will last for the duration of at least one year or result in your death.
It can be quite difficult for you and your Ohio family if you are unable to hold gainful employment and earn an income as you did before. It is wise to know how to prepare for filing a claim before you do so.
Preparing to file a disability claim
While you have the right to appeal if your claim comes back denied, it is wise to present a strong claim to begin with. First of all, you will need to gather your medical documentation. This includes medical records, documentation of your health history and more. You may also find it useful to gather non-medical records, including anything that helps verify the extent to which your disability affects your physical ability.
Guidance for the claims process
Fortunately, you do not have to navigate the claims process alone. You have the right to seek and secure guidance for the entire endeavor, from before you complete the initial application to any appeals that may be necessary.
You may be unable to work, but you may have a rightful claim to certain types of financial benefits. If you have a legitimate disability that meets the standards of disability according to the SSA, you have no time to lose in claiming the support you deserve.